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科技与生活常识·英语30篇(1)

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How Contactless Payment Terminals Verify Cards Without Swiping or Inserting

How Contactless Payment Terminals Verify Cards Without Swiping or Inserting

非接触式支付终端如何无需刷卡或插卡即可验证银行卡

  1. Contactless terminals use radio-frequency identification to read encrypted card data from up to four centimeters away.
  2. Each tap sends a unique, one-time code instead of your actual card number for security.
  3. The terminal checks your bank’s response in less than half a second and shows approval instantly.
  4. You’ll feel a gentle vibration and hear a short tone when the transaction is confirmed.
  5. Some devices ask for PIN entry only after three successful taps to prevent fraud.
  6. Mobile wallets like Apple Pay and Google Pay use the same tech but add biometric confirmation.
  7. Terminals reject repeated taps too quickly, preventing accidental double-charges.
  8. Restaurants often set higher limits for contactless payments to speed up table turnover.
  9. Your receipt prints or appears on-screen only after full verification completes.
  10. Even with low battery, your phone can still complete NFC payments for up to 5 hours.
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