Why Student Loan Forgiveness Is More Than Just Debt Relief

为何学生贷款减免远不止是债务减免

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Loan forgiveness reshapes credit profiles—not just lowering balances, but altering debt-to-income ratios that affect mortgage approvals and car financing terms.
When borrowers exit repayment, lenders update credit reports, often improving scores significantly—but only if accounts were previously reported as current or rehabilitated.

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