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Study Trip Insurance: Coverage and Exclusions
研学旅行保险：保障范围与免责条款
精读先不看文字，完整听一遍。
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This insurance covers medical costs during the trip.本保险涵盖旅行期间的医疗费用。
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It does not cover injuries from risky sports or fights.不承保高风险运动或斗殴导致的伤害。
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You must keep all hospital receipts for claims later.索赔时须保留所有医院收据。
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Read the small print before signing the consent form.签署同意书前请仔细阅读细则。
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Parents sign a waiver for school-organized activities.家长需为学校组织的活动签署免责协议。
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The policy starts one day before departure and ends on return.保单自出发前一天起生效，至返程当日结束。
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Call the insurer immediately if you need emergency help.如需紧急援助，请立即联系保险公司。
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Keep your insurance card in your travel folder always.请始终将保险卡放在旅行文件夹中。
精读 · 大约 10 分钟
听 → 读 → 学表达 → 懂 → 今天会说这一句 → 跟读录音 → 自己说一句。
③ 学 · 重点表达
- This insurance covers medical costs during the trip. 本保险涵盖旅行期间的医疗费用。
- You must keep all hospital receipts for claims later. 索赔时须保留所有医院收据。
- Read the small print before signing the consent form. 签署同意书前请仔细阅读细则。
④ 懂 · 选一选
⑤ 今天会说这一句
This insurance covers medical costs during the trip.
⑥ 跟读并录音
This insurance covers medical costs during the trip.
第一版：录下来、回听、再听标准音。系统打分以后再加。
⑦ 说 · 自己来一句
用今天的表达，自己说一句。
例子：This insurance covers medical costs during the trip.
已记下。连续天数以后会显示在课表里。
陈老师指导
课程开发中，敬请期待。成人和孩子都可以先自学听读、精读。
这边的讲解音轨还在做。想先跟着老师走完固定 30 课，可以去陈老师带读社（和自学通行不是同一份会员）。
课程开发中，敬请期待。