身边的经济学·社会常识英语30篇（4）
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Risk and Return in Financial Choices
金融选择中的风险与回报
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Savings accounts offer safety but low returns over time.储蓄账户安全性高，但长期收益较低。
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Stocks can grow faster but carry higher uncertainty.股票增值更快，但风险也更高。
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Investors demand extra return for taking on more risk.投资者承担更高风险，就要求额外回报。
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Bonds from stable countries usually pay less than risky ones.稳定国家发行的债券通常比高风险债券收益低。
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Diversifying across assets lowers overall portfolio risk.分散投资于不同资产可降低整体投资组合风险。
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Past performance never guarantees future results or safety.过往业绩从不保证未来收益或资金安全。
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Understanding risk helps people avoid costly surprises later.理解风险有助于人们避免日后付出高昂代价的意外。
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Even small savers make risk-return trade-offs every day.即便是小额储蓄者，每天也在做风险与收益的权衡。