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Reporting a Lost Credit Card
挂失信用卡
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I call my bank’s 24-hour line as soon as I realize my wallet is missing from my coat pocket.我发现钱包从外套口袋里不见了,立刻拨打了银行24小时热线。
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The representative verifies my identity by asking my mother’s maiden name and the last four digits of my driver’s license.客服通过询问我母亲的娘家姓和驾照后四位数字来核实我的身份。
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She confirms the card was last used yesterday at a bookstore—and assures me no unauthorized charges will be my responsibility.她确认该卡昨天最后在一家书店使用过,并保证所有未授权交易均由银行承担。
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I request a replacement card with the same number, since I use it for automatic bill payments and subscriptions.我要求补发一张卡号不变的新卡,因为我用它自动缴纳账单和续订服务。
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She explains the new card will arrive within five business days and sends a temporary virtual card number instantly.她解释新卡将在五个工作日内寄到,并立即为我生成了一个临时虚拟卡号。
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I update my digital wallet apps with the new expiry date and CVV code, following her step-by-step instructions.我按她的分步指引,在数字钱包应用中更新了新的有效期和CVV码。
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She reminds me to check recent statements for anything unusual—and offers to set up text alerts for future transactions.她提醒我检查近期账单是否有异常交易,并主动提出可为我开通交易短信提醒。
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Before hanging up, I thank her for staying calm and clear, even though it’s clearly a busy shift.挂电话前,我感谢她在明显繁忙的班次中依然保持冷静、表达清晰。