身边的经济学·社会常识英语30篇(2)
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Inflation Hits Fixed Incomes Harder
通胀对固定收入者打击更大
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If your monthly pension stays at $1,200 for five years, its buying power slowly shrinks.若你每月养老金五年内维持在1200美元,其购买力将缓慢缩水。
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Even modest 3% yearly inflation means prices double roughly every 24 years.即使每年仅3%的温和通胀,物价也约每24年翻一番。
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A loaf of bread costing $2.50 today may cost $3.00 next year—and your rent won’t drop.今天售价2.50美元的面包,明年可能涨到3.00美元——而你的房租不会下降。
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Retirees, students on fixed scholarships, and some government workers feel this squeeze most.退休人员、领取固定奖学金的学生以及部分政府雇员感受这种压力最明显。
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Their incomes don’t rise automatically when grocery or medicine prices jump.当食品或药品价格上涨时,他们的收入并不会自动随之增加。
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Meanwhile, people with wages tied to inflation often get small annual raises to catch up.与此同时,工资与通胀挂钩的人通常能获得小幅年度调薪以跟上节奏。
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Real income—the amount you can actually buy—falls even if your paycheck stays the same.实际收入——即你真正能买到的东西——即便薪水不变也会下降。
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That’s why many retirees cut back on meals out or skip routine health checks quietly.正因如此,许多退休人员悄悄减少外出就餐次数,或放弃常规体检。
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It’s not laziness; it’s arithmetic wearing down daily choices over time.这并非懒惰,而是通胀日积月累地侵蚀日常选择。
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Understanding this helps explain why price stability matters beyond headlines.理解这一点,有助于明白物价稳定为何远不止是新闻标题那么简单。