身边的经济学·社会常识英语30篇（5）

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为何央行不仅调整利率，还要调节存款准备金率

Central banks use reserve requirements as a direct tool to control bank lending capacity.
When the requirement rises, banks hold more cash and lend less to businesses and households.
This policy works independently of interest rates and affects credit supply immediately.
Smaller banks often face greater operational strain from sudden reserve changes.
Reserve ratios also signal monetary policy direction before official rate announcements.
Emerging economies use this tool more frequently than advanced ones due to weaker bond markets.
Adjustments are usually modest to avoid disrupting daily interbank liquidity flows.
Regulators monitor aggregate reserves daily to assess real-time systemic tightness.
Unlike rate hikes, reserve changes impact all banks uniformly without market pricing delays.
This tool remains essential where short-term interest rate markets lack depth.

听 → 读 → 学表达 → 懂 → 今天会说这一句 → 跟读录音 → 自己说一句。

Regulators monitor aggregate reserves daily to assess real-time systemic tightness. 监管机构每日监测整体准备金水平，以实时评估金融体系紧张程度。
Smaller banks often face greater operational strain from sudden reserve changes. 小型银行往往因准备金要求骤变而面临更大的运营压力。
Reserve ratios also signal monetary policy direction before official rate announcements. 准备金比率也常在官方利率公告前传递货币政策走向信号。

这篇中文题目最接近哪一句？为何央行不仅调整利率，还要调节存款准备金率一次学校运动会的通知一份超市购物清单

课文第一句的意思更接近？央行通过存款准备金率直接调控银行放贷能力。今天学校放假了。请把窗户打开。

这一课主要在讲什么？（看英文标题） Why Central Banks Adjust Reserve Requirements—Not Just Interest Rates How to cook noodles A maths worksheet

Regulators monitor aggregate reserves daily to assess real-time systemic tightness.

Regulators monitor aggregate reserves daily to assess real-time systemic tightness.

第一版：录下来、回听、再听标准音。系统打分以后再加。

用今天的表达，自己说一句。

例子：Regulators monitor aggregate reserves daily to assess real-time systemic tightness.